Pag-IBIG or HDMF (Home Development Mutual Fund) now offers the lowest interest rate to all minimum wage earners. Pag IBIG offers a 3% interest rate on housing program to allow low-income workers  have their own home.

Minimum wage earners in the National Capital Region with not more than P 15,000 gross income and workers in other regions with a gross monthly income of not more than P 12,000 is eligible to avail of the new interest rate for a loan not exceeding P 450,000

See example estimated computation below:

Loanable Amount: P 450,000:

Estimated Monthly Amortization @ 3% interest rate if paid:

@ 30 years = P 1,897 / month

@ 25 years = P 2,134 / month

@ 20 years = P 2,496 / month

@ 15 years = P 3,108 / month

@ 10 years = P 4,345 / month

@ 5 years = P 8,086 / month

Mas lalong pinababang interest rate mula sa dating 4.5% interest…

Apply na!!!

Ask a PRC accredited salesperson about available housing applicable for pag ibig financing

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